Refinancing mass housing mortgage

Adjust the graph below to see changes in average mortgage rates in Massachusetts.

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Compare MA mortgage rates by loan type

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The table below is updated daily with Massachusetts mortgage rates for the most common types of home loans. Compare week-over-week changes to mortgage rates and APRs in Massachusetts.

The APR includes both the interest rate and lender fees for a more realistic value comparison.

Massachusetts conforming loans

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Massachusetts government loans

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Massachusetts jumbo loans

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Mortgage options in Massachusetts

Loan programs and rates can vary by state. To set yourself up for success and help you figure out how much you can afford, get pre-qualified by a licensed Massachusetts lender before you start your home search. Also check Massachusetts rates daily before acquiring a loan to ensure you’re getting the lowest possible rate.

If you already have a mortgage and are considering a refinance, get customized rates for your unique circumstances. The APRs on this page are for purchasing mortgages, which are typically similar to refinance rates. Though, refinance rates can be higher.

A lot of lenders will require an appraisal during the mortgage process to determine the fair market value of a property. This ensures you’re not paying more for a home than it’s worth on a purchase transaction and verifies the amount of equity available on a refinance transaction. Home values are constantly changing depending on buyer demand and the local market. Typically, home values increase over time. Contact a Massachusetts lender to learn more about local requirements for mortgages.